First Home Buyers
Buying your first home? We make it easy! With low deposit options and expert guidance, Mortiq helps first-time buyers step into homeownership with confidence.
Flexible Loan Terms
Choose from a variety of mortgage options to suit your financial goals. Whether you prefer lower monthly payments over a longer period or a shorter term to save on interest, we have the right solution for you.
Competitive Interest Rates
Customizable Repayment Options
Benefit from repayment flexibility, including extra payment allowances, interest-only periods, or accelerated payment schedules to help you manage your loan effectively.
Seamless Digital Experience
Enjoy a fully digital mortgage process with easy application, real-time tracking, and instant approval updates, making home financing faster and more convenient.
Our loan process.
At Mortiq, we make buying your first home simple, transparent, and tailored to your needs. From a quick hello to settlement, these are the steps to owning your first home.
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Say hello
It all starts with a hello and spending a minute to answer few simple questions to get started. We will meet at the place of your convenience or meet virtually to understand your fantastic goals and decide on next steps.
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Acheive your goals
Once we understand your requirements, we'll analyze wide range of banks and lenders to offer you loan recommendations tailored to your needs.
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Prepare and lodge application
Our experts prepare your application, considering factors like income, credit score, and property value. Once you sign and approve, application is lodged for pre-approval.
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Find your dream home & Offer
Once your pre-approval is here you can start hunting down your dream home and make an offer. If offer is accepeted, contract of sale is signed.
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Loan Settlement & Move-In
We finalize the paperwork and coordinate with legal representatives to complete the loan settlement. Once done, you get the keys to your new home and start your homeownership journey!
First Home? We Make It Easy!
“First-time buyer? We’ve got your back! Mortiq offers easy applications, personalized loan options, and all the support you need to turn your dream home into reality.” Start your homeownership journey with Mortiq!
FAQs
For First Home Buyers
Buying your first home is exciting, but it can also feel overwhelming. Our FAQs answer common questions about deposits, government grants, loan approvals, and more, so you can navigate the process with confidence. Whether you need help understanding pre-approvals or exploring low-deposit options, we’re here to guide you every step of the way.
Most lenders require a minimum deposit of 5-10%, but with government grants and incentives, you may be able to buy with less. Mortiq helps you explore low-deposit options to get you into your first home sooner.
As a first-home buyer, you may be eligible for benefits like the First Home Owner Grant (FHOG) and stamp duty concessions. Our team will guide you through the available options to maximize your savings.
Yes! Pre-approval helps you understand your budget and strengthens your position when making an offer. Mortiq provides a fast pre-approval process to give you confidence while house hunting.
Get in touch today!
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