For us, customer is at the centre
Thinking about borrowing money? Whether you are looking to buy your first home , upsize or downsize your home, invest , we are here to help.
Helping individuals achieve their Australian dream of home ownership
We are dedicated to helping clients navigate home loans with tailored options. We offer straightforward, honest advice without jargon, guiding you through lending options and empowering you to make informed decisions. With over 15 years of experience, Mortiq adapts to changes in lending criteria, working with major Australian banks and over 30 other lenders. We are standing tall in YOUR corner.
Our Services
What Our Clients Are Saying
Don’t just take our word for it – here’s what some of our satisfied users have to say
James Mango
-Just wanted to say a huge thank you for all your help with securing our mortgage. We couldn't be happier with how smoothly everything went! Your expertise and support made the process so much easier for us. We truly appreciate all the hard work you put in to get everything sorted out. Here's a photo of me and Jaime. Thanks again for everything! way. They found us a fantastic loan with a low interest rate, and their communication was top-notch. Highly recommend Mortiq to anyone looking for expert mortgage advice!"
Zain Dias
Thanks for your email. First of all, I would like to express my gratitude for not giving up on this investment property. I honestly lost hope with this refinancing issue but you proved me once again that there's always a solution. I am hoping to work with you continuously and for our the next investment property.
Randy Torff
Thank you so much for this great news. We never regret
choosing you for our financial matters.
Will speak to you soon.
Phillip Arcand
I recently had the pleasure of dealing with Rose Kaur, and I must say, her service was nothing short of exceptional. Throughout the entire process, Rose remained easily accessible and
responsive, promptly returning calls and emails even after hours as well. I couldn't recommend her enough!
Recent Blog & Updates
Let’s find the best home loan solution for you!
Got questions about loans, interest rates, or how to get started? Don’t hesitate to reach out. Our friendly Melbourne-based team is ready to provide expert advice and personalized solutions that suit your unique goals.
Frequently Asked Questions
Have questions about our mortgage services? We have answers!
Mortiq is a professional loan and mortgage brokerage firm in Australia. We help individuals, families, and businesses secure the best financial solutions, including home loans, business loans, personal loans, and refinancing options.
We act as intermediaries between borrowers and lenders. Our team evaluates your financial situation, understands your goals, and connects you with a lender that offers competitive rates and terms. We handle everything from application to approval, making the process seamless for you.
We specialize in:
- Home loans (including first-time buyers and property investors)
- Business loans
- Personal loans
- Refinancing existing loans
Unlike banks, which offer only their own products, Mortiq has access to a wide panel of lenders. This allows us to compare options from multiple providers to find a loan tailored to your needs, often at better rates and terms.
Mortiq’s services are often free for borrowers, as we are compensated by the lender once your loan is approved. In some cases, fees may apply, but these will be transparently discussed upfront.
Yes, we work with a range of lenders, including those who specialize in assisting clients with less-than-perfect credit histories. We’ll evaluate your situation and guide you toward suitable options.
The process typically involves:
- An initial consultation to discuss your goals and financial situation.
- Researching and presenting tailored loan options.
- Assisting with the application process.
- Liaising with the lender and ensuring timely approval.
The timeline depends on the type of loan and lender. We will promptly advise you at the start of application process. IF there is an urgency please let us know and we can offer you solutions with faster turn-around time. Typically home loans take up to 1-4 weeks , while personal loans can be processed faster.